Pharmacy Financing

Medical Accounts Receivable Line Of Credit | Medical Accounts Receivable Factoring
Compounding Pharmacy | Contract Pharmacies | Specialty Pharmacies | Pharmaceutical Companies

Pharmaceutical Financing Solutions


Financing options for pharmacies (compounding pharmacies, contract and specialty pharmacies) that include medical accounts receivable line of credit and medical accounts receivable factoring.  These financing solutions are designed to help  eliminate the cash flow problems associated with unpaid invoices and payment delays by third party insurance carriers, Medicaid and Medicare.  Below are some highlights of our AR financing programs:

Medical Accounts Receivable Line of Credit 

  • $500,000 - $15,000,000

  • Up to 85% Advance Rate

  • Non-amortizing structure (interest only payments)

  • Get charged interest only on the amount of AR financed

  • Covenant light

  • We work with any medical provider that bills third party insurance carriers

Medical Accounts Receivable Factoring Facility

  • $100,000 - $3,000,000 (below $100,000 - click)

  • Up to 85% Advance Rate

  • Choose which AR to factor

  • Limited collection history acceptable

  • We work with any medical provider that bills third party insurance carriers

Three top reasons and AR line of credit or medical invoice factoring can help pharmacies:

  1. Get cash upfront for claims instead of waiting to get paid from insurance carriers.

  2. Medication costs can be very high. Improved cash flow will allow a pharmacy to pay wholesalers faster, allowing the pharmacy to qualify for early payment discounts. In some cases these discounts cover the cost of the AR line.

  3. An AR line is much cheaper than equity and less restrictive than a bank loan.

As every business owner knows, sales alone do not measure the profitability of a company. Sales may be increasing but you may be waiting weeks or months to receive payments on your invoices, and during that time your cash flow is significantly affected.  We are part of a network of strategic partners specializing in funding solutions for pharmacies and other healthcare professionals with financial services that are tailored specifically for the healthcare industry.

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